In early October 2025, Storm Amy brought heavy rain and strong winds to the UK, Ireland, Scandinavia and the Netherlands, causing local flooding, transport disruption and property damage. Only weeks earlier, Ibiza and Formentera experienced severe downpours that left streets flooded, and infrastructure temporarily paralyzed.
These events underline a growing operational reality: seasonal volatility is increasing across regions, driving not just higher volumes of claims but also more complex surge dynamics. For insurers and their partners, this means the need for scalable workflows, cross-border coordination, and consistent loss adjusting standards.
Severe weather drives a diverse claims mix — water ingress, roof and façade damage, business interruption (BI) and contingent BI, as well as marine and motor losses. Effective response depends on fast first notification of loss (FNOL), accurate triage, and timely reserving to reduce indemnity leakage.
Consistency is crucial. Weather systems rarely stop at borders, so harmonized adjusting protocols, aligned data standards and integrated management information (MI) and business intelligence (BI) dashboards are essential to maintain visibility and control across territories.
With decades of experience across property, marine and motor, Van Ameyde Group combines technical loss adjusting with end-to-end claims orchestration through its ECHO platform. ECHO connects carriers, TPAs, experts and contractors in real time, enabling SLA-driven triage, automated documentation and audit-ready data trails — even at CAT-scale.
Beyond day-one response, event analytics feed underwriting and risk engineering, supporting more accurate reserving and future readiness. By closing the loop between data and decision-making, Van Ameyde strengthens resilience before the next surge — not just recovery after the last one.
As the storm and rainy season continues, preparedness has become a discipline in itself — from surge management and capacity planning to clear communication and human-centered service. By combining technical accuracy with empathy at every stage, the insurance community can continue to support policyholders — calmly, consistently and confidently.
